As we are moving from June to July 2025, there are various updates on new OAS and CPP amounts. As the old age security in Canada is adjusted in July each year, this year also the Canadians are expecting the new amounts and raise to OAS. As of October 2024 there is no raise provided to the OAS. Now in July 2025, there are a lot of discussions on OAS-CPP New Rules 2025. The Canada Pension Plan in July 2025 will not see any boost as this benefit gets only adjusted annually and in Jan 2025, the boost is already provided.
OAS-CPP New Rules 2025
The OAS-CPP New Rules 2025 includes the new Old age security amounts, eligibility conditions from July 2025 and the CPP amounts, changes in contribution limits from Jan 2025 as this benefit would not be raised in July 2025. As per the official updates from Service Canada, the OAS would get a 1% raise from July 2025 – September 2025 which means that the current rates would be raised by 1%. This raise is provided to balance the expenses and the inflation so that Canadians would not face any income gap due to inflation.
Canada New OAS/CPP Changes 2025 – Highlights
| Post Title | OAS-CPP New Rules 2025 |
| Year | 2025 |
| Country Name | Canada |
| Program Details | Canada Pension Plan – Old Age Security |
| Managing Agency | CRA / Service Canada |
| Who Qualifies? | Canadian Seniors and Retirees |
| Purpose | Financial Assistance |
| Frequency of the Benefit | Monthly |
| Inflation Adjustment | Quarterly for OAS and Annually for CPP |
| What Has Changed? | Amounts, Income Threshold, Contribution Limits |
| Canada OAS – CPP New Amount 2025 | CPP: $1364.60 To $1433 from Jan 2025 OAS: $734.94/$808.44 from July 2025 |
| Increase Percentage | 1% for OAS from July – September 2025 |
| Post Category | Finance |
| Official CRA Web Portal | www.canada.ca |
CRA OAS / CPP New Changes 2025
Canada Pension Plan New Rules 2025:
The Canada Pension Plan in 2025 was already adjusted in January which means there are no changes to this in July 2025. The provided CPP Changes are the adjustments that were provided from January 2025:
Change in Amount: $1364.60 Per Month to $1433 Per Month.
Change in Contribution Limits & Rates:
| Particulars | 2024 | 2025 |
| Max Yearly Pensionable Earnings | $68,500 | $71,300 |
| Basic Exemption Amount | $3,500 | $3,500 |
| Max Contributory Earnings | $65,000 | $67,800 |
| Max Contribution of Employee & Employer (Annually) | $3,867.50 | $4,034.10 |
| Contribution Rate for Employee & Employer | 5.95% | 5.95% |
| Max Contribution of Self Employed (Annually) | $7,735.00 | $8,068.20 |
| CPP2 Max Yearly Pensionable Earnings | $73,200 | $81,200 |
| CPP2 Contribution Rate for Employee & Employer | 4% | 4% |
| CPP2 Max Contribution of Employee & Employer (Annually) | $188 | $396 |
| CPP2 Max Contribution of Self Employed (Annually) | $376 | $792 |
Canada Old Age Security New Rules 2025:
The Canada Old Age Security 2025 does not get any boost from Jan to June. But from July 2025, this benefit gets 1% boost and this boost would be applicable till September 2025. These new changes would include the change in amount and change in the income threshold. Yet the official amounts for July 2025 and income limits for July 2025 have not been officially provided. But soon by the end of June, Service Canada would provide income thresholds and new amounts.
Canada OAS – CPP New Amount 2025
Check out the expected CPP and OAS amounts from July 2025:
| Program Name | Jan 2025 – June 2025 | New OAS CPP Amount July 2025 |
| Canada Pension Plan | $1433 | $1433 (No Change) |
| Old Age Security (Age 65 – 74 Years) | $727.67 | $734.94 |
| Old Age Security (Age 75 or older) | $800.44 | $808.44 |
Fact Check: CRA New OAS CPP Rules 2025
As we are in Mid 2025 and we will transition to June to July 2025, the new changes have been discussed for the OAS and CPP. It’s reliable that the old age security in July 2025 would rise by 1% but the CPP in July 2025 would not get any boost and would not be changed. The provided info related to OAS and Canada Pension Plan in this guide is officially reliable and accurate.
FAQ Related To OAS-CPP New Rules 2025
Will the Canada Pension Plan get a raise in July 2025?
No, CPP would not get any raise in July 2025. The amount for CPP would remain the same i.e. $1433 Per Month.
Will the Old Age security get a raise in July 2025?
Yes, the OAS would get a raise of 1% in July 2025.
What’s the New OAS Amount July 2025?
The New OAS Amount July 2025 would be $734.94 (65 – 74 Years) and $808.44 (75 or older).
What would change with OAS Amounts in July 2025?
Changes would be made to the income thresholds with the OAS amounts in July 2025.
