$3600 CPP OAS GIS Direct Deposit In July 2025 – Check Deposit Date & Eligibility

In Canada, as the inflation rises, the living costs change and with that the benefits such as old age security, GIS also gets adjusted. In July 2025, the seniors are set to get a boost in the monthly income support as OAS and Guaranteed Income Supplement would increase. Combined with CPP payments, some eligible recipients could get up to $3600 per month. The $3600 CPP OAS GIS Direct Deposit In July 2025 is not a single check or bonus but a combined monthly total that seniors may get via these three benefits. 

$3600 CPP OAS GIS Direct Deposit In July 2025

The $3600 CPP OAS GIS Direct Deposit In July 2025 represents the max total amount that a Canadian senior and retiree might get when combining three benefits. Canada Pension Plan is based on contributions during working years. OAS is a universal pension for seniors aged 65+ based on residency. GIS is an income test benefit available to low income OAS claimants. Every July, CRA adjusts the Old age Security and GIS amounts as per CPI. In July 2025, the 1% raise would be applicable to these two benefits and this raise when combined with the CPP could provide $3600. 

CPP OAS GIS Direct Deposit 2025 – Overview 

CPP/OAS/GIS Eligibility 2025 

Not Everyone will get the full $3600 but many seniors may qualify if they maximally contributed, resided over 40 years, and earns low. 

Canada Pension Plan:

• Must have CPP contributions in working years. 
• Must be 60 years when they start claiming the CPP. 

Old Age Security: 

• Must be aged 65 or older. 
• Must reside in Canada for ten years starting from the age of eighteen years. 
• Needs Canadian residency and income under the limits. 

Guaranteed Income Supplement: 

• Must be getting OAS.
• Income should be as per the official limits.
• Must be aged 65 or older. 
• Must reside in Canada for ten years starting from the age of eighteen years. 

Canada OAS/GIS/CPP Amount 2025 

Look at the amounts below for July 2025: 

If we add maximum OAS, Guaranteed Income Supplement and CPP then the total max payment would be $3339.18 which is lower than $3600. But if some of the seniors or retirees have delayed their benefit then they might get a max $3600 payment. 

CRA OAS GIS CPP Payment Dates 2025

The Canadian Government deposits OAS, GIS, CPP Payments on the same date each month. For July 2025, the deposit date is 

• 29th July 2025 (Tuesday)  

Fact Check: $3600 OAS + CPP + GIS In July 2025 

The $3600 direct payment in July 2025 is not a one time check but it is a combined payment from CPP, OAS, and GIS including the raise to Old age security and GIS that is coming into effect in July 2025. But the actual maximum amount including the raise to most qualified seniors is around $3339.18 per month. This max payment is somewhat lower than the claimed $3600 Per month. To reach $3600 per month the seniors must defer their Canada Pension Plan or OAS to age 70 years. But this $3600 with the raise in July 2025 is not possible and not reliable. 

FAQ Related To $3600 CPP OAS GIS Direct Deposit In July 2025